Worried of New Student Loan Burden? Switch To Online Learning

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The proposal of Chancellor George Osborne is likely to put burden on the students, intend to pursue higher studies- specifically on the women’s and the students from the poor fiscal background. Recently I came across a report, published in the Sutton Trust, which has confirmed how the freezing the loan of £21,000 for next five years will hit both women and poor students.

I have been in the education profession for quiet some time & now I notice a growing perception among my students, that due to financial burden they may hesitant to enrol for higher studies in the universities. I am sure the situation is same for most of the UK students. As soon as the news spread students hit across streets demanding immediate stop on scrapping the education grant.

While people were busy at criticising and protesting I was thinking for a way out. Now the question arises- how women and poor students can engage to higher education with the burden of new students loan repayment system in UK? In UK Online learning is getting popular gradually for the low cost education system it provides. Let us check how online education can help the students to carry forward their further studies without averting the financial strain.

Source - bit.ly/1N4Xqig

Women Are More Affected Due To The Gender Pay Gap

This new study has also confirmed a difference that occurs between the genders, claiming that, women pays back an extra £3,300 on average, compared to £2,300 for men. This is because women tend to have lower earnings and are more likely to be paying back money across the full 30-year borrowing period.

A report, published by the World Economic Forum, has revealed that, women are earning less than men in the professional sphere of the country and it is one of the main topics of the criticism for the Inclusive Growth and Development report. Many eminent experts have voiced their mighty voices about this growing gender pay gap.

The #genderpaygap in the UK is 19.2% via @DeloitteUK #Leeds

— Mary Whenman (@marywhenman) December 2, 2015

Women paid less than men in 90% of sectors | #HR #HRNews #GenderPayGap https://t.co/5JEjq4Sapi pic.twitter.com/Sxcy0slz1X

— theHRDIRECTOR (@theHRDIRECTOR) November 30, 2015

Lack of Education Causes Gender Inequality In UK - The WEF Report - Education leads to an equilibrium –... http://t.co/0AHwitXklH

— OnlineBusinessSchool (@OBSLearnOnline) September 30, 2015

Because of the gender pay gap, 69% of those female graduates are leaving school with a huge amount of student loan debt, compared to 63% of men. Now the question is how to revive from this situation? The most probable answer, according to me, would be online education. Why? Let's have a discuss.

The 'Low Cost' Factor Of Online Education

The student loan repayment proposal has made students anxious. If you are concerned on how will you study further I would suggest you to consider taking online higher studies. There are many Online courses in UK which are recognised and regulated by the quality assessment organisations and universities. These online study programmes are mostly low cost. If you go to google & search with your desired education courses, you will definitely find plenty of options, solving the problem, that has been made the subject of concern of many students today – MONEY.

At e-learning you'll attend virtual class lectures and interactive learnings. Let us find how it helps the students to save extra expenses:

 

Course & Tuition Fee:

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Many online colleges and universities offer accredited course programmes. The course and tuition cost are low. The growing popularity of the online education has prompted many top education institutes in UK to offer competitive price. Since, unlike traditional campus learning online education does not require big campus, library or cafeteria, the budget of the institutes is reduced to a great extent. Thus, they only charge for learning the course. There is also the facility where students can pay for single classroom training or lectures. Moreover, there are several free MOOCs programmes, where students can engage into higher learning.

Saving Travel Cost:

In traditional classroom learning you have to attend lectures. To attend the lectures you obviously have to visit your college or university campus. This appends travel cost. Whereas, in an online education you attend classes without missing single lectures sitting at home with PC, Tab and etc. So, while an student is engaged in online learning he need not to spend extra money for travelling.

Study Materials Cost:

The educational resources in e-leaning are inexpensive. On enrolling for online course an student receives current digital study materials. There are many online courses which offers free of nominal e-library charge from an student. Although, study material are sufficient for the online courses students can take help from e-library.

Do Not Panic & Take Online Courses

Google and find the course and universities of you preference. Instead of falling back boost your educational and career aspirations with more opportunities. Don't care what people say neither take life decisions hastily influenced by the state policies. Use the modern age technology to master your skill and march forward. The new age technology has enabled us to enrich our knowledge resource so use it wisely. Online education is an effective tool to expand your qualification with meaningful learning. The flexibility and convenience of e-leaning is more suitable for the women and poor students. You can learn and also earn simultaneously, as you can select the time and place to engage to online learning activities.

Is Private Tuition The New Ed Tool Amid UK Parents?

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The tuition industry in England is thriving. More number of parents are hiring tutors for their children. But is the growing trend the outcome of the wary of the English parents ? Or, Does the private or home tuition does really help the students to get good grades? While the debate doesn't seems to end many feel that tuition is essential whereas others warn about the growing trend. Some argue that the desire and need to attain good grade has led tuition industry to prosper. Parents and students consider it a significant aid to extricate the educational doubts and hindrances. The data showing growth in the tuition industry indicates that leniency towards hiring tutor in Britain is rising. Though, the majority of the parents and students perceived tuition as need, expert bodies warn against about the incline. The argument against the tuition reasons that, tuition industry is thriving out of the fear of the parents. The Sutton Trust termed it, “an escalating arms race in education.”

Augmentation of Tuition

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In the last one decade the tuition industry has grown significantly. It has sprouted the number of tuition agencies and tutors across the country. In 2005 total 18% of students took tuition. In 2015 the numbers of students engaged in after school tuition has increased to 25%. More numbers of parents are hiring private or home tutor to ensure good grades of their kids. Compare to the 34 % in 2005, in 2014 44% students in UK were engaged in tuition. It's evident from the popular trend that parents tend to heavily rely on the tutors. A survey conducted by the Durham University has revealed that, to surpass the 11 plus exam, 62% of parents engaged home tutors for their children. According to the National Association of Head Teachers (NAHT) the dependency on tutor is deleterious for the students.

The Fixation Of Exam

Many criticise the obsessions of the UK schools with the exam culture. Though, do not downplay the essence of evaluation system, they allege, UK schools tend to overdo. A conference, held by the IAPS (Independent Association of Prep Schools), has, too, raised the issue of test culture in the schools of UK. Lee Elliot Major, Sutton Trust said, “You are four times more likely to get a private tutor if you are in the top fifth of the income range, so we are worried about the gap outside the school gates. It’s also true that this escalation in families investing in children’s’ education is fueled by the most anxious generation of parents ever.”

Change Of Perception

Anna Osella (18) studying at Brighton Hove and Sussex Sixth Form College didn't liked taking tuition during the days of junior school. However, things changes when Anna was attending secondary school. As she struggled she decided to take private tuition and her academic performance improved. Filippo Osella, Anna’s father said, “We tried to help her but it’s hard if you don’t have a clue about what you’re doing. Tutoring is a specialised skill, especially where there is dyslexia or some other learning difficulty.”

Cross-Opinion 

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The debate over tuition doesn't seems to end. The advocates and non-advocates cross fighting with their opinion regarding the merits and demerits of the tuition. David Hanson, Chief, IAPS believes that tutors are making out of the fear of the parents. He said, “Children are far better off going to a school where they will flourish, be happy and achieve good results.” However, people involved with the tuition industry have different version. According to them tutors are hired for different reasons. Students who can't attend school for several reasons like sudden illness, to involve the children with specific perquisite or to aid the home learning. Henry Fagg, Founder ,The Tutor Pages says that different levels of the society have access to the home tuition. In broader perspective it meant that more number of parents in England gained faith in tuition.

The Trend To Continue...

Going by the trend, I am convinced that the trend will continue and tuition industry will grow further. In the modern education system child needs more support. It may not be possible either for the school and the parents to extend additional support to the students all the time. Since a tutor spends individual time with the students, it's easier for the tutor to track the weaknesses of the learner. At times weak or rather say special child may seek extra assistance. Is it possible for the school to understand the need of that student ? I think the, worried, non-supporters of the tuition can redesign the school education system to lower down the dependency on the tutors. Moreover, I (and let me guess you'll too agree) feel that exam culture of the UK schools are one attribute that let parents to depend on the tutors.